39377 | ![AHMET EMRE BİBER](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) PROFESÖRBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Makro İktisat Gelişme Ekonomisi ; İktisat Politikaları ; Büyüme | biber_a[at]ibu.edu.tr | 1F56A31A5DB89376 |
10963 | ![FERUDUN KAYA](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) PROFESÖRBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; Finansal Piyasalar ve Kurumlar ; İslami Finans | ferudunk[at]ibu.edu.tr | 715CF95295BE2148 |
17561 | ![KADİR MURAT ALTINTAŞ](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) PROFESÖRBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Güvenlik Çalışmaları İstihbarat ; Ulusal Güvenlik ; Terörizm | kadiraltintas[at]ibu.edu.tr | B06DBE65F7659DFF |
108558 | ![MEHMET ALTINÖZ](../authorimages/photo_m.jpg) | ![ORCID](../images/orcidFav.png) PROFESÖRBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/ULUSLARARASI TİCARET VE LOJİSTİK BÖLÜMÜ/ULUSLARARASI TİCARET VE LOJİSTİK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Yönetim ve Organizasyon Örgütsel Davranış ; İnsan Kaynakları Yönetimi ; Uluslararası İşletme Yönetimi | | 6E1E45031D5DE262 |
141015 | ![TOLGA DURSUN](../authorimages/photo_m.jpg) | ![ORCID](../images/orcidFav.png) PROFESÖRBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/PAZARLAMA BÖLÜMÜ/PAZARLAMA ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Pazarlama Müşteri İlişkileri Yönetimi ; Tüketici Davranışları | | 4E0212EDA9FE12FA |
246912 | ![AYHAN BAYRAM](../authorimages/photo_m.jpg) | ![ORCID](../images/orcidFav.png) DOÇENTBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/ULUSLARARASI TİCARET VE LOJİSTİK BÖLÜMÜ/ULUSLARARASI TİCARET VE LOJİSTİK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Yönetim ve Organizasyon Örgütsel Davranış ; İnsan Kaynakları Yönetimi ; Stratejik Yönetim | | 53A51A5350D0A915 |
116992 | ![MUHAMMET FATİH CANBAZ](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) DOÇENTBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans İslami Finans ; Finansal Teknoloji ; Davranışsal Finans | muhammetfatih.canbaz[at]ibu.edu.tr | FAEF90B287658487 |
40086 | ![OYA ERU](../authorimages/photo_w.jpg) | ![ORCID](../images/orcidFav.png) DOÇENTBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/PAZARLAMA BÖLÜMÜ/PAZARLAMA ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Pazarlama Dijital Pazarlama ; Müşteri İlişkileri Yönetimi ; Pazarlama İletişimi | oyaeru[at]ibu.edu.tr | 670781AC08C505AA |
20109 | ![ZEHRA DOĞAN ÇALIŞKAN](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) DOÇENTBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/ULUSLARARASI TİCARET VE LOJİSTİK BÖLÜMÜ/ULUSLARARASI TİCARET VE LOJİSTİK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Makro İktisat Büyüme ; Gelişme Ekonomisi - Makro ; İstihdam | zehradogan[at]ibu.edu.tr | 338CB23E8B2261C2 |
29589 | ![BESTAMİ KARAKAHYA](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/ULUSLARARASI TİCARET VE LOJİSTİK BÖLÜMÜ/ULUSLARARASI TİCARET VE LOJİSTİK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Uluslararası Ticaret İhracat ve İthalat Analizleri ; Uluslararası Ticaret Finansmanı | | 8E169775499428C9 |
248204 | ![CİHAN ÇILGIN](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/YÖNETİM BİLİŞİM SİSTEMLERİ BÖLÜMÜ/YÖNETİM BİLİŞİM SİSTEMLERİ ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Yönetim Bilişim Sistemleri | cihancilgin[at]ibu.edu.tr | 9EE4DF88A5580E7B |
246769 | ![IŞIL KARAPINAR ÇELİK](../authorimages/photo_w.jpg) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/PAZARLAMA BÖLÜMÜ/PAZARLAMA ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Pazarlama | | 77A3E82DFFE0E978 |
121896 | ![İRFAN DOĞAN](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; İslami Finans ; Finansal Piyasalar ve Kurumlar | | 76F61FA1059CA2E1 |
292625 | ![SEVİM NUR ŞAHBALI KARABULUT](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Katılım Bankacılığı ; Bankacılıkta Risk Yönetimi | | 1D4741FEAEEB16BD |
351349 | ![TUĞÇE İYİGÜNGÖR](../authorimages/photo_w.jpg) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/YENİ MEDYA VE İLETİŞİM BÖLÜMÜ/YENİ MEDYA VE İLETİŞİM ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Gazetecilik ve Medya Çalışmaları Medya Teknolojileri ; Sosyal Medya Çalışmaları ; Medya Araştırmaları | tugce.iyigungor[at]ibu.edu.tr | 63BD7D662EB70376 |
280359 | ![HAKAN ÇAMBEL](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans İslami Finans ; Bankacılık ; Finansal Piyasalar ve Kurumlar | hakancambel[at]ibu.edu.tr | 8C673DEC1450FD57 |
339697 | ![HASAN DURMUŞ](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans İslami Finans ; Bankacılık ; Finansal Teknoloji | hasan.durmus[at]ibu.edu.tr | C2F1C998962D4132 |
186206 | ![MEHMET ÇAKMAK](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/ULUSLARARASI TİCARET VE LOJİSTİK BÖLÜMÜ/ULUSLARARASI TİCARET VE LOJİSTİK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Uluslararası Ticaret Uluslararası Lojistik ; İhracat ve İthalat Analizleri | mehmet.cakmak[at]ibu.edu.tr | 81457CB68C1D6EB0 |
248214 | ![SÜLEYMAN ÇELİK](../authorimages/photo_m.jpg) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/PAZARLAMA BÖLÜMÜ/PAZARLAMA ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Pazarlama | suleymancelik[at]ibu.edu.tr | 4067E94EA4558FDC |
264922 | ![YALÇIN ELMAS](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/ULUSLARARASI TİCARET VE LOJİSTİK BÖLÜMÜ/ULUSLARARASI TİCARET VE LOJİSTİK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Uluslararası İktisat Uluslararası Ticaret ; Bölgesel Gelişme ve Küreselleşme ; Uluslararası Politik İktisat | | B20E0D27604A24E9 |