52295 | ![NİLÜFER DALKILIÇ](../authorimages/photo_w.jpg) | PROFESÖRKÜTAHYA DUMLUPINAR ÜNİVERSİTESİ/KÜTAHYA UYGULAMALI BİLİMLER FAKÜLTESİ/SİGORTACILIK VE RİSK YÖNETİMİ BÖLÜMÜ/SİGORTACILIK VE RİSK YÖNETİMİ ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık ; Bankacılık ; Finansal Risk Yönetimi | nilufer.dalkilic[at]dpu.edu.tr | CF443B3E63E1035A |
111991 | ![EMİNE ÖNER 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| ![ORCID](../images/orcidFav.png) PROFESÖRANKARA HACI BAYRAM VELİ ÜNİVERSİTESİ/FİNANSAL BİLİMLER FAKÜLTESİ/SİGORTACILIK BÖLÜMÜ/SİGORTACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık ; Finansal Piyasalar ve Kurumlar ; İşletme Finansı | emine.oner[at]hbv.edu.tr | DF4D690AD299F63C |
7567 | ![HAŞİM ÖZÜDOĞRU](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) PROFESÖRANKARA HACI BAYRAM VELİ ÜNİVERSİTESİ/FİNANSAL BİLİMLER FAKÜLTESİ/SİGORTACILIK BÖLÜMÜ/SİGORTACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık ; Gayrimenkul Değerleme ve Finansmanı ; Bankacılık | hasim.ozudogru[at]hbv.edu.tr | 50E41D536A5279BC |
36456 | ![İSMAİL 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| ![ORCID](../images/orcidFav.png) PROFESÖRHİTİT ÜNİVERSİTESİ/İKTİSADİ VE İDARİ BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/SİGORTACILIK VE AKTÜERYA ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık | ismailyildirim[at]hitit.edu.tr | 8EDDFA06F7EBEF98 |
107330 | ![ÖZCAN 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| ![ORCID](../images/orcidFav.png) DOÇENTSİVAS CUMHURİYET ÜNİVERSİTESİ/ZARA VEYSEL DURSUN UYGULAMALI BİLİMLER YÜKSEKOKULU/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; Finansal Piyasalar ve Kurumlar ; Sigortacılık | ozcanisik[at]cumhuriyet.edu.tr | 5A02F58E0B337301 |
173507 | ![ÖZGÜR 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) | ![ORCID](../images/orcidFav.png) DOÇENTMARMARA ÜNİVERSİTESİ/FİNANSAL BİLİMLER FAKÜLTESİ/SİGORTACILIK BÖLÜMÜ/SİGORTACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık | oakpinar[at]marmara.edu.tr | 4E26DD9EA9F5ECDE |
259890 | ![YUSUF 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| ![ORCID](../images/orcidFav.png) DOÇENTSİVAS CUMHURİYET ÜNİVERSİTESİ/ZARA VEYSEL DURSUN UYGULAMALI BİLİMLER YÜKSEKOKULU/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; Sigortacılık ; Yatırımlar ve Portföy Yönetimi | yusufakgul[at]cumhuriyet.edu.tr | 567131E2B18556A3 |
406282 | ![TÜLİN ÜNAL](../authorimages/photo_w.jpg) | ÖĞRETİM GÖREVLİSİMUNZUR ÜNİVERSİTESİ/ÇEMİŞGEZEK MESLEK YÜKSEKOKULU/BÜRO HİZMETLERİ VE SEKRETERLİK BÖLÜMÜ/HUKUK BÜRO YÖNETİMİ VE SEKRETERLİĞİ PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; İşletme Finansı ; Sigortacılık | tulinunal[at]munzur.edu.tr | A4DD6AAEAFAAFDE0 |
111638 | ![HİDAYET KILIÇ](../authorimages/photo_w.jpg) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİGAZİANTEP ÜNİVERSİTESİ/SOSYAL BİLİMLER MESLEK YÜKSEKOKULU/FİNANS BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık | hkilic[at]gantep.edu.tr | 2DB5E7895481E9C2 |
32707 | ![İBRAHİM MUSABAŞOĞLU](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİBAYBURT ÜNİVERSİTESİ/SOSYAL BİLİMLER MESLEK YÜKSEKOKULU/FİNANS BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; Sigortacılık ; Yatırımlar ve Portföy Yönetimi | imusabasoglu[at]bayburt.edu.tr | 6AFD79C2D1AD6520 |
312934 | ![EMRE 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| ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİALANYA ALAADDİN KEYKUBAT ÜNİVERSİTESİ/ALANYA TİCARET VE SANAYİ ODASI MESLEK YÜKSEKOKULU/FİNANS BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; İslami Finans ; Sigortacılık | emre.unal[at]alanya.edu.tr | 4C6EFB86A8E4B6A9 |
392940 | ![GÖKHAN 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) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİSİVAS CUMHURİYET ÜNİVERSİTESİ/ŞARKIŞLA AŞIK VEYSEL MESLEK YÜKSEKOKULU/FİNANS-BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; Sigortacılık ; İslami Finans | gokhanmumcu[at]cumhuriyet.edu.tr | B5CB2EB5FBA74A31 |
282285 | ![AYLİN MERCAN 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7K6zeaGhVgSuNpyQR74ORnvXoUW2rs8zEpKVkQR/Iuc9ferSSltu49sfhVENjrzU4kwAF645rc5DXtpAARnnORWtaRMZQxHAFYNrJjZkn0rorMlk+UbivLY7Dgf1piNBdi/SimlBjZxkflRQSebtiM7d2TgZx/Km7hkZ/SowetBNIskZsY5Bz6UolOMcj0FNRfm4BJ9qlhQCQbyCCfrn6UFGv4d0+41/WLTSUYKsrEZ25xweTjk456n8R1r6q0jTbfTbKGztYxHBCgRQD6AD+nWvk21aWzu1njYpLG+coeVYcg5HavprwJ4mg8SaOsvl+VeIN00YHHzZIK+3t1GO/BOT3OiGxZ1CD/iZXBJ++VYA9vlAx+n61Rmi2itjV18m8jlP3XXH4j/8AWKz5B5jYA4PFcNRWkz0KesEYsoO7jGO4xXMeKGl+wLbwLmaaXYhJ4HysSSO/yg8ev51199GIZCV+6a56802PXLoWTMUjiIkklXAaM/wlT2bI/LPrSitbDbsrnnklhcaet7DdyvHGyq6usW8PGXzv3cn+Agg9evIFYPiAQpNDCqhXhUoygYI7rkdM85OPWuy8b2mpRyRO+0rGG3XcbFGjRiCBsJ4HAGc8k8AE15tMxL+YVwshLDnPf1rvprqebWl0GgdCRxT1IDcfrUTOM/L0p3mDAxkmtjmNC3ceYM/drs/B2ltq7XLeYFS3ALd95PQYz0+Un2xXARuM5BxXovw7E4h1LUbR90tmgeWByRHMmDxnswwcE+v1qZOyKgrsSVJg8khjIAb5h/dPof8APaium8V3yaU4uBCsoZt0Z6hlI/iHBxycdegoojN22HKlG+54WQOvFJjnAoxxRyORVECqhbPzYwKum1VbXzWJBXARSvDcnPP5VSVjwP6VoRQtcCNgyYHGM9MDJP4/09qmTLirgt1IoYRsFcrtHHIHPf8AH/OBXv8A4S0qbQLWylztuBBHHImcjcFAYccYyDXielMuh67Y6rcw/aLeKbEqj15xjseMEduMGvqG3WG5tFkiAKSAMG9cjg1lLU6IXW5LqeLzSjLFklCHx/PP5/pWWoIKmtKyO1nhcZjcYI/SsZrkQKmQzSO2wKMdeSe/YA1y190zroPRoi1AgxsM8iqMdqNNsGkkZUkALyGRjjk8KcZ9h0PP1xVm2Q316EOTGnzSE9/apbq1+2TGaUYgQ5SPtnoSR39B/wDry6K+0xVpfZPPfEsB1N31DU0e3022RmS3ODI4AJ3HsT14J46epPjcqtHLIjoY2ViChB+X2r27xo6XGi3VxGu6G0dHcA8SbXUlfpjP414vqDPJcSXR3KJ3LgMctgnPPvXXTOKsVlPNP44I7daiHOBnmpUHHOea1OcTo2PWvXvh34Znl0SV57qEWd8yNJHGNzyKu4bGJ4HJOQAT9O3kqRu0qbFJYkYAHevojQniv9Otr7TZBCJgskxCY8xhwQw6Me27rwOTg1nUfQ2orqVfGGhnVI2UEGTgqdgbHPoaK6G4G9/mHOKKy16Gl11Pls4LELnbninCMvyD0BNFFbnOhygK4yPp9a0IEmNvcXEY2xQAHcMHByAMj057etFFTIuB03h+e3m8O3a3KgqYsOBnJwcrjHqFZc543ehNe7+BkmHg7RxPIHc2URJHoVBH6ECiis1uzovovQ2Y03joM7Aa4O5vb6Lxlc2RMTwShDEgLBlLfNwemOec5OQOgyaKKxr7I2oat+h2UOnrbWywxON7YZyR2PU/U4x7fziubNJIZEYEqxBIY5HHAwDwOlFFbJJaGLbep5d8RdP8+0s7SOZY2eQ7UdP3bkFQNxGSPv4Axg55IwK8Yubhrg5boOFHoP8A9VFFXTMauyK9SKxJUE8dKKK1MDc0K1+1ahBJKwjt4iGlb0UHrgd+K9s8ExQvodxdwJ5dvcXMsqY4yOBkAdOQeO2KKKwlqzpgrRNm9chiq9e9FFFJ7gj/2Q==) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİTOKAT GAZİOSMANPAŞA ÜNİVERSİTESİ/TURHAL UYGULAMALI BİLİMLER FAKÜLTESİ/BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık | aylin.mercan[at]gop.edu.tr | 7A48BFA1DD057479 |
15730 | ![MURAT 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| ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİKÜTAHYA DUMLUPINAR ÜNİVERSİTESİ/KÜTAHYA UYGULAMALI BİLİMLER FAKÜLTESİ/SİGORTACILIK VE RİSK YÖNETİMİ BÖLÜMÜ/SİGORTACILIK VE RİSK YÖNETİMİ ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık ; Finansal Piyasalar ve Kurumlar ; Yatırımlar ve Portföy Yönetimi | murat.kirkagac[at]dpu.edu.tr | C43E832BF23F1D4F |
14019 | ![SİBEL ÖLMEZ CANGİ](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİTOKAT GAZİOSMANPAŞA ÜNİVERSİTESİ/TURHAL UYGULAMALI BİLİMLER FAKÜLTESİ/BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık ; Bankacılık | sibel.olmez[at]gop.edu.tr | 18C2E06E89416C18 |
147549 | ![MEHMET ARDA 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) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİTRAKYA ÜNİVERSİTESİ/EDİRNE SOSYAL BİLİMLER MESLEK YÜKSEKOKULU/FİNANS, BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Bankacılık ; Sigortacılık ; İşletme Finansı | mehmetardayilmaz[at]trakya.edu.tr | 172ACAD04C1A1C71 |
191870 | ![İSKENDER 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) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİMARMARA ÜNİVERSİTESİ/FİNANSAL BİLİMLER FAKÜLTESİ/SİGORTACILIK BÖLÜMÜ/SİGORTACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık | idemirbilek[at]marmara.edu.tr | 41F03630F459C438 |
370702 | ![HASAN 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spoyJlONo5z6Y9c16EH/eA4wR1rQtNLglvE1B4QZ0UpG/oD1/r+Z9aylTU2bQquCszg08OajIAfs+zP8AfOMfXuK3INPh0WzaKP57iUYkkI5x6ew/nXZOipGxOCe2fWsS7t0cnHX1qo0ox1RMq0p6My9GuDBqGwnCyjbjtnt/n3ryH433fn+MLe2BysFqv5sSf8K9emijtzvLBWXkGvAfiLeNfeOtSlLblDqq49NoxWkWZNHIkUwip2FMxyKoRERzj0oxipNvegLk0AIBxRUoSigBpFMYUUUAGKei5YUUUAe//DzTxDolptPWMN/31839a70ArxRRUMoYsJmuUjHG9gM+ldGAI8gZAAGP6f1ooojsEincks4UsSAOnvVKZ9inAoopiW5iXS7wzMck18265OLvxDqEy52vcOVz6bjj9KKKUByM5qjxwTRRWjJH44oCc0UUASBaKKKYH//Z) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİMARMARA ÜNİVERSİTESİ/İSLAM EKONOMİSİ VE FİNANSI ENSTİTÜSÜ/İSLAMİ SİGORTACILIK ANABİLİM DALI / Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık | hasan.meral[at]marmara.edu.tr | 247405A56E89714A |
57137 | ![SERAP 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| ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİKIRIKKALE ÜNİVERSİTESİ/MÜHENDİSLİK VE DOĞA BİLİMLERİ FAKÜLTESİ/İSTATİSTİK BÖLÜMÜ/UYGULAMALI İSTATİSTİK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık | siybulut[at]gmail.com | A70CBBFC700F1E66 |
270428 | ![MEHMET ZAFER 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) | ![ORCID](../images/orcidFav.png) DOKTOR ÖĞRETİM ÜYESİSİVAS CUMHURİYET ÜNİVERSİTESİ/ZARA VEYSEL DURSUN UYGULAMALI BİLİMLER YÜKSEKOKULU/SİGORTACILIK BÖLÜMÜ/SİGORTACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Finans Sigortacılık | mztasci[at]cumhuriyet.edu.tr | 6794BDED54A0C540 |