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u4EewIJqe7G64mU9AV/8AQBUNz8tvbt1CbQf0I/n+lc7NDe0JSmtOA20Nk49a68riuOsm8q/SQdiv8q69JPMO7sK9HCP3LHFiF71zyr9oRQPh9p57/wBqJ/6KlopP2h2/4oOwT01OPP8A36lortRymloExPgjw/njGnW6j/v0vNZwXz5XkP3XbAx/d9qfo0pbwTonPP8AZ9ug/wC/a1KVEUWRjhMjn/PavHrO82ehTVojLEYknkZRyOffrxWxaRFPJjAOQMnnqQP8ayrJAyhAM7m9c9P/ANX610NjD5l0i55J2DHp3/WogrmknY0Lm3+y+HxNtyVO8fnxXH6NBi1Xj867/wATMlv4ZuWOAFCj/wAeFeW+H9aMVpFHdDORkOvf/HNdVShJy06IypYqEFaT3Z03lmjYRRa6jZXUixRzAyEZCkEVckjCLk8Vg4NbnXGrGSvF3KL5AqpJlmx3NGp6pb2KEMQ0uOEHX8fSmeFL5ta8RQ24t1EcYMsh35IA6frgVcKMpGVTE04Plb1PS9LtRY6ZBBj5lX5vr3rk/EQ2X07jghAf1ruP4cVxfiePNxM3cIv/AKFXTio2gkjjw8rzbZz0p3XExyMl1z/3x/8AWpbwb7NsdPLDD8MCq6OzMzg8bUx9fm/xFWpU3WkYHQgqfphv8BXm7ndszTtiWuI8fxBK65cIqL6nmuT0dfOmtDjqF/pXTs++Ztv3V+UV6GE+Fs48TukeW/tAkt4BsnPfVY//AEVLRS/tBDHw+sP+wpH/AOipaK7UcrG6I27wpoaA/N9ggP4+WoFWLqT5igC8txj0GMVR8OSY8N6U7fw2EPGOoEa//WqwRlwepxgn09P1NePVd5s9KGiRr6YgjjaYHIjACZHJY8DH8/wrqtKtQl3CrL8yJuPtnp/I/iTWRotsXEe5cLEdxHqx6fkP5101jH/psjf7Cr/P/GuihT0TZhWnrZGP8Rr9bLw1Eh63F1HGPwy/8kNeN204hjSMBkYDGSM8fX8K7r4xX7C90HTl2FDJJcMG65UBR/6G1edRReWqqyxDBxt2+/vXoRjeTPKxMtEjfS5TbkkMvOPUjtU8+qXc1v5UlxIIkAwpk28Yz16n0rn90cQDRrtcjGVx6Y7f55qCeVjGQyOw5Ibg/wD1+9W6ae5yqtNbMW+1NYwF398Hauef1r1X4R2OdIudWdGBuJPLi3D+BepH1JP/AHzXjEjyyygKmTnHJPP6V9N+HdMXR/D9jYAAGGFVbHQtj5j+JyaTikdGHu3dmrmuX8SQ7/PPdohj8x/jXTVj64gKBz08ph+qmufFK9NnoUHaaPOrbmOVTwcqfw3f4D9a0tu63YdSN2PTOD/jVEgwmUsOAePp/kVpW6fIwJ5bH8gD/KvIh2PSkXtIBjRSpyUzt/kP5V0NsAAq55HWuesHCPs7ZNbNjLvy3qa9DC6ROOv8R55+0L/yIFh/2FI//RUtFN/aDP8AxQVgP+onGf8AyFLRXajlZyOj+N/D9poFjZyaltmitYo3XyJDhgBuGduO2Kv2fj3wqLpXuNSAQMCf9HlOQO33e9FFcrw0G73Z0qrJI6rT/it4HtoFV9cwzHc3+iTnBP8AwCtS1+MfgGJ3La7jJGP9Dn9P9yiiuhQSSsc8pNnmPjzxv4e1/wAYpqFlqTSW0NssaMYZACcsTgFQR1H6Vkp4q0UOGa7GMjI8p/x7fX86KK0izmnSjJ3YknirSDgpf59jE49P9n2qKTxNpBGEvOf+uT/4UUU+Zmf1aHdkmg+ItBi8R2E99qCxWkMyyOxhkYYU5xgKSc4x+Ne2j40/D4AD/hIP/JO4/wDjdFFJ6m8IKKsg/wCF1fD/AP6GD/yTuP8A4is7Ufi74FvXA/tz92h+UfZJ+T6/cooqJxUlZm8HZ3Rzl78RPBshYR6wGDAg/wCjTD/2SktfiV4URAJNVOduCfs8vXP+7RRXK8JC99ToVaZLF8TvCSMT/auMj/n2l64H+zWlYfFnwZCqiXWtvPP+izH/ANkooraFKMdjKc29zkPjD488N+K/CttZ6PqP2meK+SQp5EiYQJICcsoHVh+dFFFbGJ//2Q==) | ![ORCID](../images/orcidFav.png) DOÇENTAKDENİZ ÜNİVERSİTESİ/UYGULAMALI BİLİMLER FAKÜLTESİ/SİGORTACILIK BÖLÜMÜ/SİGORTACILIK VE RİSK YÖNETİMİ ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Banka Yönetimi ; Ticaret Bankacılığı ; Bankacılıkta Risk Yönetimi | filiz.yetiz[at]gmail.com | 89E226548B8A6E37 |
28130 | ![FURKAN YILDIRIM](data:image/jpg;base64,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| ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİ (Unvan:Doçent) AKDENİZ ÜNİVERSİTESİ/UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/MUHASEBE VE DENETİM ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Banka Yönetimi ; Bankacılıkta Risk Yönetimi ; Risk Yönetimi ve Sigorta | furkanyildirim[at]akdeniz.edu.tr | CBD568ADF3382C19 |
266433 | ![RECEP 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RRWkNjOe5ZPAC0nSiirRmwzUUrfMKKKBoozOXfaKnJEFux9BRRSKKWnHPmuepaiiigGtT/2Q==) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİKÜTAHYA DUMLUPINAR ÜNİVERSİTESİ/KÜTAHYA SOSYAL BİLİMLER MESLEK YÜKSEKOKULU/FİNANS BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Bankacılıkta Risk Yönetimi ; Ticaret Bankacılığı ; Risk Yönetimi ve Sigorta | recep.uyanik[at]dpu.edu.tr | 1E570B05207BB27A |
138199 | ![ESRA ÇELİK](../authorimages/photo_w.jpg) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİSAKARYA UYGULAMALI BİLİMLER ÜNİVERSİTESİ/SAPANCA MESLEK YÜKSEKOKULU/FİNANS-BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Banka Yönetimi ; Bankacılıkta Risk Yönetimi | ecelik[at]subu.edu.tr | D41F757DE1D6D517 |
333827 | ![ORHAN ONUR AYDIN](../authorimages/photo_m.jpg) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİERZİNCAN BİNALİ YILDIRIM ÜNİVERSİTESİ/KEMAH MESLEK YÜKSEKOKULU/FİNANS-BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Finansal Kurumlar ; Bankacılıkta Risk Yönetimi ; Risk Yönetimi ve Sigorta | onur.aydin[at]erzincan.edu.tr | 6A8B4AA6152765F6 |
285994 | ![YEŞİM 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) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİÇANAKKALE ONSEKİZ MART ÜNİVERSİTESİ/ÇANAKKALE SOSYAL BİLİMLER MESLEK YÜKSEKOKULU/FİNANS BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Banka Yönetimi ; Bankacılıkta Risk Yönetimi ; Özel Sigorta İşletmeciliği | yesimmonus[at]comu.edu.tr | FC517D0DC9CC53C1 |
281308 | ![TUBA ÇÖLLÜ](../authorimages/photo_w.jpg) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİIĞDIR ÜNİVERSİTESİ/IĞDIR MESLEK YÜKSEKOKULU/ULAŞTIRMA HİZMETLERİ BÖLÜMÜ/SİVİL HAVA ULAŞTIRMA İŞLETMECİLİĞİ PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Bankacılıkta Risk Yönetimi ; Bankacılık Denetleme ve Düzenleme ; Banka Yönetimi | tubacollu[at]gmail.com | 54F7A4609A80CE5B |
364050 | ![GAMZE TAŞTEMEL](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİBİTLİS EREN ÜNİVERSİTESİ/AHLAT MESLEK YÜKSEKOKULU/FİNANS BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Uluslararası Bankacılık ; Bankacılıkta Risk Yönetimi ; Reasürans | gtastemel86[at]beu.edu.tr | 2BCAD01D347D0779 |
121393 | ![FUAT 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) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİSİVAS CUMHURİYET ÜNİVERSİTESİ/ZARA AHMET ÇUHADAROĞLU MESLEK YÜKSEKOKULU/FİNANS-BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Bankacılıkta Risk Yönetimi ; Risk Yönetimi ve Sigorta ; Finansal Kurumlar | fuat.camlibel[at]seddk.gov.tr | CC83453773392A26 |
264565 | ![YAVUZ SELİM TAŞCIOĞLU](../authorimages/photo_m.jpg) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİRECEP TAYYİP ERDOĞAN ÜNİVERSİTESİ/ARDEŞEN MESLEK YÜKSEKOKULU/FİNANS-BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Finansal Kurumlar ; Katılım Bankacılığı ; Bankacılıkta Risk Yönetimi | | A9F7FF6D155FA8EE |
156133 | ![MELAHAT ALA](../authorimages/photo_w.jpg) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİBURSA ULUDAĞ ÜNİVERSİTESİ/SOSYAL BİLİMLER MESLEK YÜKSEKOKULU/FİNANS-BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Risk Yönetimi ve Sigorta ; Bankacılıkta Risk Yönetimi ; Sigorta Pazarlama | monal[at]uludag.edu.tr | 8403E83B3638BCD9 |
32538 | ![MEHMET 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| ÖĞRETİM GÖREVLİSİPAMUKKALE ÜNİVERSİTESİ/BEKİLLİ MESLEK YÜKSEKOKULU/PAZARLAMA VE REKLAMCILIK BÖLÜMÜ/PAZARLAMA PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Katılım Bankacılığı ; Finansal Kurumlar ; Bankacılıkta Risk Yönetimi | | 371222055386C769 |
112915 | ![SABRİ SERKAN KIZILSU](../authorimages/photo_m.jpg) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİANKARA ÜNİVERSİTESİ/BEYPAZARI MESLEK YÜKSEKOKULU/FİNANS-BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Bankacılıkta Risk Yönetimi ; Banka Yönetimi ; Özel Sigorta İşletmeciliği | kizilsu[at]ankara.edu.tr | 6F29B50181F95CA1 |
189568 | ![TEKİN ÖZÜBEK](../authorimages/photo_m.jpg) | ÖĞRETİM GÖREVLİSİYILDIZ TEKNİK ÜNİVERSİTESİ/İKTİSADİ VE İDARİ BİLİMLER FAKÜLTESİ/İKTİSAT BÖLÜMÜ/İKTİSAT ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Uluslararası Bankacılık ; Bankacılıkta Risk Yönetimi ; Finansal Kurumlar | | 9A0F0FF16EE4BD23 |
223058 | ![ŞULE KIZILTUNÇ 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) | ![ORCID](../images/orcidFav.png) ÖĞRETİM GÖREVLİSİBAYBURT ÜNİVERSİTESİ/SOSYAL BİLİMLER MESLEK YÜKSEKOKULU/FİNANS BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Banka Yönetimi ; Finansal Kurumlar ; Bankacılıkta Risk Yönetimi | skiziltunc[at]bayburt.edu.tr | 06F0C3A23283BD20 |
292625 | ![SEVİM NUR ŞAHBALI KARABULUT](data:image/jpg;base64,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) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİBOLU ABANT İZZET BAYSAL ÜNİVERSİTESİ/GEREDE UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Katılım Bankacılığı ; Bankacılıkta Risk Yönetimi | | 1D4741FEAEEB16BD |
247829 | ![CENGİZ 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) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİSİVAS CUMHURİYET ÜNİVERSİTESİ/ZARA VEYSEL DURSUN UYGULAMALI BİLİMLER YÜKSEKOKULU/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Ticaret Bankacılığı ; Katılım Bankacılığı ; Bankacılıkta Risk Yönetimi | cengizhokka[at]cumhuriyet.edu.tr | 15B6DE1622F330BF |
34367 | ![UĞUR 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) | ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİMARMARA ÜNİVERSİTESİ/FİNANSAL BİLİMLER FAKÜLTESİ/SİGORTACILIK BÖLÜMÜ/SİGORTACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Bankacılıkta Risk Yönetimi ; Bireysel Emeklilik Sigortacılığı ; Hayat Sigortacılığı | ugur.turkel[at]marmara.edu.tr | 0F0D1D88B7DCD53A |
250200 | ![SERKAN 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| ![ORCID](../images/orcidFav.png) ARAŞTIRMA GÖREVLİSİKIRKLARELİ ÜNİVERSİTESİ/UYGULAMALI BİLİMLER FAKÜLTESİ/FİNANS VE BANKACILIK BÖLÜMÜ/FİNANS VE BANKACILIK ANABİLİM DALI/ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Banka Yönetimi ; Bankacılıkta Risk Yönetimi ; Katılım Bankacılığı | srkn.clk[at]hotmail.com | 923E85A8D986BAEB |
189679 | ![HASAN BASRİ ÖZPEK](../authorimages/photo_m.jpg) | DOKTOR ÖĞRETİM ÜYESİMARMARA ÜNİVERSİTESİ/SOSYAL BİLİMLER MESLEK YÜKSEKOKULU/FİNANS-BANKACILIK VE SİGORTACILIK BÖLÜMÜ/BANKACILIK VE SİGORTACILIK PR./ Sosyal-Beşeri ve İdari Bilimler Temel Alanı Bankacılık ve Sigortacılık Banka Yönetimi ; Bankacılık Denetleme ve Düzenleme ; Bankacılıkta Risk Yönetimi | | 7F562B85490E9F32 |